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Comparing Job Offers in Germany: €65,000 in Berlin ≠ €65,000 in Munich

Is this a good offer in Germany? Same salary, different lives. See the real quality of life behind your job offers.

Can I live off this salary in Germany? We calculate German taxes, city living costs, and commute time to show you the real differences in your actual free time and disposable income.

THE PROBLEM

Most people only compare gross salary

Munich rent costs 40% more than Leipzig
2 hours daily commute = 520 lost hours per year
German tax brackets vary dramatically by income
What you think you're getting€65,000
Gross Salary
What you actually get to use€1,470/month
Taxes
Rent + Costs
Commute
Left
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What really matters for your life quality

Three key factors that determine whether you'll thrive or just survive in your new job

Your Real Money

Gross salary€65,000
After taxes€3,250/mo
After living costs€1,470/mo

Only 27% of your gross salary remains as disposable income. Location makes this vary by €600+/month.

Your Real Time

Daily free time after work and commute

Job A: Munich (2h commute)
4.3h free time
+35% more time
Job B: Leipzig (30min commute)
5.8h free time

Your Quality Score

62
Munich
Fair
84
Leipzig
Excellent

We combine money, time, and lifestyle factors into one score so you can instantly see which offer is better.

€8,040
More money per year choosing the right city
494 hours
Saved per year with shorter commute
22 points
Quality of life score difference

Real example: Same salary, different life

Both jobs pay €65,000. One gives you 494 more hours and €8,040 more money every year.

Job A
€65,000/year
Munich • 42h/week • 1h commute
Disposable income€1,100/mo
Total time commitment52 hrs/week
Effective hourly rate€15.38
Quality of Life Score62
Better Choice
Job B
€65,000/year
Leipzig • 40h/week • 30min commute
Disposable income€1,770/mo
Total time commitment42.5 hrs/week
Effective hourly rate€18.82
Quality of Life Score84
Job B gives you:+€670/month•−9.5 hours/week•+22 quality points

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Built for real life in Germany

Accurate calculations using German tax law and real city data

German Tax Model

Income tax, solidarity surcharge, and all social contributions calculated accurately

10,000+ Cities

Real cost of living data for every major German city, searchable by name or postal code

Time Analysis

See exactly how work hours, commute, and free time break down across your year

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Every calculation shown. No hidden formulas or mysterious algorithms.

One job decision can affect your life for years.

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All calculations based on official German tax rates and verified city data.

Frequently Asked Questions

Everything you need to know about comparing job offers in Germany

How do I know if a job offer is good in Germany?

A good job offer in Germany depends on more than just salary. You need to consider net income after German taxes (typically 40% deduction), living costs in your specific city (Munich costs 40% more than Leipzig), and commute time. Our tool calculates all these factors to give you a real quality of life score.

Can I live off this salary in Germany?

Whether you can live comfortably depends on your city and lifestyle. For example, €65,000 gross in Munich leaves you with approximately €1,470 disposable income after rent, while the same salary in Leipzig gives you €2,140. Use our calculator to see exactly what remains after all costs in your specific situation.

What makes comparing job offers in Germany different?

Germany has progressive tax brackets, mandatory health insurance, and dramatic cost-of-living differences between cities. Traditional salary comparisons ignore these critical factors. Our tool uses official German tax rates and real city data from over 10,000 locations to show you the complete picture.

How accurate are the calculations?

We use official data from Destatis (German Federal Statistical Office) and Numbeo for living costs, combined with German tax law calculations. Our methodology is fully transparent - check our methodology page for detailed sources and formulas.

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